# Deposit & Cash Out IDR

Before you can start lending or earning yield through Wagon Network, you’ll need to deposit Indonesian Rupiah (IDR) into your wallet. This process allows you to convert your IDR into IDRX—a stablecoin used within the platform for investment activities. When you’re ready to cash out, you can seamlessly convert your IDRX back to IDR and withdraw to your bank account.

This integrated on/off-ramp process is built to feel as easy and secure as using a traditional e-wallet—fully non-custodial, fully yours.

## 🏦 Deposit IDR (Top-Up)

Follow these steps to deposit IDR and receive IDRX into your wallet:

* **Log in to your account** and make sure your profile is **Verified**.
* Go to the **Profile** page and select the **Onramp** tab.
* Choose your **destination network** (e.g. Base).
* Enter the deposit amount in IDR (minimum Rp 20,000).

<figure><img src="https://1989167483-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FVkTZbrG7Z2CtL7yf3GI7%2Fuploads%2Fs6cAEw1FhyvAoZaYhcBX%2F1.webp?alt=media&#x26;token=1f7e8a96-984d-4919-9e09-8c35ff1aa0d2" alt=""><figcaption></figcaption></figure>

* Click **Exchange Now** and follow the payment instructions via Duitku.
  * Available methods: Bank Transfer, E-Wallet, QRIS.

<div><figure><img src="https://1989167483-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FVkTZbrG7Z2CtL7yf3GI7%2Fuploads%2FQilJA5VBXrYvxg39HvVf%2F2.webp?alt=media&#x26;token=7178d8d5-e63e-452d-adec-d8e3475fdf55" alt=""><figcaption></figcaption></figure> <figure><img src="https://1989167483-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FVkTZbrG7Z2CtL7yf3GI7%2Fuploads%2FOC34363np75ub0OGsUoV%2F3.webp?alt=media&#x26;token=bbd38984-2828-480c-9184-62b852fec44a" alt=""><figcaption></figcaption></figure></div>

* Wait 1–2 business days for the IDRX to be processed and sent to your wallet.

<div><figure><img src="https://1989167483-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FVkTZbrG7Z2CtL7yf3GI7%2Fuploads%2FtC16n5XG4NUd1y8Y17wB%2F4.webp?alt=media&#x26;token=09ded481-f8d5-4ef2-b87c-ec1a7f2d2419" alt=""><figcaption></figcaption></figure> <figure><img src="https://1989167483-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FVkTZbrG7Z2CtL7yf3GI7%2Fuploads%2Fi2gG1LN7Qz30kBmSFngk%2F5.webp?alt=media&#x26;token=1e05eb32-9965-4929-a7a9-b778fee87579" alt=""><figcaption></figcaption></figure></div>

{% hint style="info" %}
⚠️ *Make sure the bank account name matches your verified name.*
{% endhint %}

***

## 💵 Cash Out IDR (Withdraw)

* **Log in to your account** and make sure your profile is **Verified**.
* Go to the **Profile** page and select the **Offramp** tab.
* Select the network where your IDRX is stored (e.g., Base).
* Enter the amount of IDRX you want to convert.

<figure><img src="https://1989167483-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FVkTZbrG7Z2CtL7yf3GI7%2Fuploads%2Fc0GostV3Oi0gjA9bpYxm%2Fscreencapture-app-wagon-network-account-profile-2025-07-23-14_33_34.png?alt=media&#x26;token=afefbcdd-aee1-4ed7-96ed-655382c28d37" alt=""><figcaption></figcaption></figure>

* Register or select your bank account.

<figure><img src="https://1989167483-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FVkTZbrG7Z2CtL7yf3GI7%2Fuploads%2F1m2lBbcVFNdObKxDuaZj%2FScreenshot%202025-07-23%20at%2014.45.15.png?alt=media&#x26;token=de0f6127-13a1-4eae-8d7e-c3ebbab042b4" alt=""><figcaption></figcaption></figure>

* Click `Exchange Now` and sign the message to confirm.

<figure><img src="https://1989167483-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FVkTZbrG7Z2CtL7yf3GI7%2Fuploads%2F7xElDbSUAWYqeEMgYaqe%2FScreenshot%202025-07-23%20at%2014.36.09.png?alt=media&#x26;token=f3c9301e-e7d0-4800-bdf0-655e66482e68" alt=""><figcaption></figcaption></figure>

* Your IDR will be sent to your bank account in 1–2 business days.

<figure><img src="https://1989167483-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FVkTZbrG7Z2CtL7yf3GI7%2Fuploads%2F0mDVOAFihZyNWJpslftG%2FScreenshot%202025-07-23%20at%2014.50.18.png?alt=media&#x26;token=6cae3155-75d9-4cd1-b1b8-89da3651a37b" alt=""><figcaption></figcaption></figure>

***

## ❓ What is IDRX?

**IDRX** is a stablecoin backed 1:1 with Indonesian Rupiah (IDR). It’s used across the Wagon Network to facilitate lending, withdrawals, and rewards.

Think of it as your digital IDR inside Wagon—fully transparent, auditable, and on-chain.