KYC & Account Setup
To start lending or participating in any Wagon Network products, users need to create an account and complete a simple KYC (Know Your Customer) process. This ensures platform compliance, transparency, and user protection.
Step 1: Sign Up
Wagon Network uses Particle Network Wallet integration, allowing users to register using:
Google or Social Login (no crypto knowledge required)
MetaMask or other crypto wallets (for Web3-native users)
Tip: Social login users get a free wallet with gas fees subsidized by the platform.

Step 2: Account Creation
Upon login, a secure non-custodial wallet will be created and linked to your account.
For Google/Social users, the wallet is generated automatically via Particle.
For crypto wallet users, you simply connect your existing wallet.

Step 3: KYC Verification
To ensure regulatory compliance, users must complete a one-time KYC process:
Fill basic personal information
Upload government-issued ID (e.g. passport, KTP)
Most verifications are processed within minutes. In rare cases, it may take up to 24 hours.
All personal data is securely encrypted and handled by trusted KYC providers.

Step 4: Ready to Lend
Once verified, users can access:
Lending pools
Yield tracking dashboard
Onramp / Offramp tools (including IDRX purchase)
Welcome to Wagon Network — you’re all set to lend, earn yield, and contribute to real-world impact.

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