How to Start Lending

Lending through Wagon Network is simple, transparent, and designed for passive income. As an investor, you can allocate your IDRX to various Lending Pools and start earning yields backed by real-world assets like trucks, equipment, or logistics contracts.

Follow these steps to get started:

1. Connect Wallet & Complete KYC

To interact with the platform, connect your wallet (Particle Network or crypto wallet) and complete KYC. Social logins like Gmail are supported and gas fees are subsidized.

🔗 Need help? Refer to Set Up Your Account

2. Deposit IDR (IDRX)

You’ll need IDRX stablecoin to lend. Use the integrated onramp to deposit IDR and receive IDRX directly in your wallet.

💡 Learn more: Deposit & Cash Out IDR

3. Browse Available Lending Pools

Explore open lending opportunities with detailed information on:

• Target yield

• Pool size

• Borrower

• Asset type (e.g. trucks, heavy equipment)

• Duration & maturity

Each pool is backed by tokenized real-world assets and legal leasing contracts.

4. Lend to a Pool

Choose the pool that fits your risk and return preference.

• Click “Lend Your Cryptocurrency” and enter how much you want to lend and confirm the transaction.

• Click “Approve” and wait for your wallet to prompt a confirmation dialog. This step grants permission for the application to access your IDRX balance.

• Click “Confirm” to finalize approval.

• Click “Lend to Pool” and wait for your wallet to prompt a confirmation dialog. This is a security step to ensure only you can authorize the transaction.

• Click “Confirm” to finalize the lending transaction.

• Once signed, your transaction will be submitted and your IDRX is officially lent to the pool.

• Your position will appear under Your Lending Statistics in the dashboard.