> For the complete documentation index, see [llms.txt](https://docs.wagon.network/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.wagon.network/watx/rental-income-and-distributions.md).

# How Your Income Is Calculated

The difference between rent collected, your share, and money available to use.

## How the monthly distribution works

1. **Collect rent.** Wagon starts with the rent businesses have actually paid.
2. **Cover costs and set aside reserves.** Wagon covers costs such as management fees, insurance, taxes, and operating expenses, as applicable under the offer terms. It also sets aside part of the rent for asset reserves.
3. **Share the remaining rental income.** Each month, Wagon distributes the rental income available after costs and reserves. Your share depends on how much WATX you hold and the terms of the offer.

The rent shown for an asset or the program is the amount before these deductions. Your share is listed separately.

## When you can use the money

The app may show your share before Wagon pays it. Once the funds reach your wallet, you can withdraw them to your bank. See [Follow Your Rental Income](/tutorials/viewing-rental-income.md) to check the payment status.